/* =========================================================
   MATANGI GOWRISHANKAR — PREMIUM CORPORATE DESIGN SYSTEM
   Independent Director • IDFC First Bank
   ========================================================= */

:root{
    --navy:#0a1628;
    --navy-deep:#050d1a;
    --charcoal:#1a1a1a;
    --ink:#101218;
    --slate:#3a4456;
    --muted:#6b7484;
    --line:#e6e3dc;
    --line-soft:#efece5;
    --paper:#fafaf7;
    --paper-warm:#f5f2ea;
    --white:#ffffff;
    --gold:#c9a961;
    --gold-soft:#d9c08a;
    --gold-deep:#a8884a;
    --beige:#ece4d3;
    --shadow-sm:0 1px 2px rgba(10,22,40,.04),0 2px 8px rgba(10,22,40,.04);
    --shadow-md:0 8px 24px rgba(10,22,40,.06),0 2px 6px rgba(10,22,40,.04);
    --shadow-lg:0 30px 60px -20px rgba(10,22,40,.18),0 8px 20px -10px rgba(10,22,40,.10);
    --r-sm:6px;
    --r-md:14px;
    --r-lg:24px;
    --ease:cubic-bezier(.22,.61,.36,1);
    --ease-out:cubic-bezier(.16,1,.3,1);
    --serif:'Cormorant Garamond',Georgia,'Times New Roman',serif;
    --sans:'Manrope','Inter',-apple-system,BlinkMacSystemFont,'Segoe UI',Roboto,sans-serif;
}

*,*::before,*::after{box-sizing:border-box;margin:0;padding:0}

html{scroll-behavior:smooth;-webkit-text-size-adjust:100%;text-size-adjust:100%}

body{
    font-family:var(--sans);
    font-size:16px;
    line-height:1.65;
    color:var(--charcoal);
    background:var(--paper);
    -webkit-font-smoothing:antialiased;
    -moz-osx-font-smoothing:grayscale;
    overflow-x:hidden;
    font-feature-settings:"ss01","cv11";
}

img{max-width:100%;height:auto;display:block}
a{color:inherit;text-decoration:none;transition:color .3s var(--ease)}
button{font-family:inherit;cursor:pointer;border:none;background:none}

/* ---------- Layout helpers ---------- */
.wrap{max-width:1320px;margin:0 auto;padding:0 28px}
.wrap-narrow{max-width:920px;margin:0 auto;padding:0 28px}
.wrap-wide{max-width:1480px;margin:0 auto;padding:0 28px}

section{position:relative}
.sec{padding:120px 0;position:relative}
.sec-sm{padding:80px 0}
.sec-lg{padding:160px 0}

@media(max-width:768px){
    .sec{padding:72px 0}
    .sec-sm{padding:48px 0}
    .sec-lg{padding:96px 0}
    .wrap,.wrap-narrow,.wrap-wide{padding:0 22px}
}

/* ---------- Typography ---------- */
h1,h2,h3,h4,h5{
    font-family:var(--sans);
    font-weight:300;
    color:var(--navy);
    letter-spacing:-.02em;
    line-height:1.08;
}
h1{font-size:clamp(2.4rem,6vw,5.4rem);font-weight:200;letter-spacing:-.035em}
h2{font-size:clamp(2rem,4vw,3.6rem);font-weight:300}
h3{font-size:clamp(1.4rem,2.4vw,2rem);font-weight:400;line-height:1.2}
h4{font-size:1.18rem;font-weight:600;letter-spacing:-.01em}
h5{font-size:.86rem;font-weight:600;letter-spacing:.18em;text-transform:uppercase;color:var(--gold-deep)}

.serif{font-family:var(--serif);font-weight:400;font-style:italic}

p{color:var(--slate);max-width:64ch}
.lede{font-size:clamp(1.05rem,1.4vw,1.28rem);line-height:1.6;color:var(--slate);font-weight:300;max-width:64ch}

.eyebrow{
    display:inline-flex;
    align-items:center;
    gap:14px;
    font-size:.74rem;
    font-weight:600;
    letter-spacing:.32em;
    text-transform:uppercase;
    color:var(--gold-deep);
    margin-bottom:24px;
}
.eyebrow::before{
    content:"";
    width:36px;
    height:1px;
    background:var(--gold);
}
.eyebrow.center{justify-content:center}

.kicker{
    font-size:.72rem;
    font-weight:600;
    letter-spacing:.34em;
    text-transform:uppercase;
    color:var(--muted);
}

.section-title{margin-bottom:18px}
.section-sub{font-size:1.05rem;color:var(--slate);max-width:64ch;font-weight:300}

/* ---------- Buttons ---------- */
.btn{
    display:inline-flex;
    align-items:center;
    gap:12px;
    padding:16px 32px;
    font-size:.84rem;
    font-weight:600;
    letter-spacing:.16em;
    text-transform:uppercase;
    border-radius:999px;
    transition:all .4s var(--ease);
    position:relative;
    overflow:hidden;
    cursor:pointer;
    border:1px solid transparent;
}
.btn-primary{background:var(--navy);color:var(--white)}
.btn-primary:hover{background:var(--charcoal);transform:translateY(-2px);box-shadow:0 14px 30px -10px rgba(10,22,40,.4)}
.btn-ghost{background:transparent;color:var(--navy);border-color:var(--navy)}
.btn-ghost:hover{background:var(--navy);color:var(--white)}
.btn-gold{background:linear-gradient(135deg,var(--gold),var(--gold-deep));color:var(--white)}
.btn-gold:hover{transform:translateY(-2px);box-shadow:0 14px 30px -10px rgba(168,136,74,.5)}
.btn-link{
    display:inline-flex;align-items:center;gap:10px;
    font-size:.82rem;font-weight:600;letter-spacing:.16em;text-transform:uppercase;
    color:var(--navy);padding:6px 0;border-bottom:1px solid var(--navy);
}
.btn-link:hover{color:var(--gold-deep);border-bottom-color:var(--gold)}
.btn .arrow{transition:transform .4s var(--ease);display:inline-block}
.btn:hover .arrow{transform:translateX(4px)}

/* ---------- Navigation ---------- */
.nav{
    position:fixed;
    top:0;left:0;right:0;
    z-index:90;
    padding:18px 0;
    transition:all .4s var(--ease);
    backdrop-filter:saturate(140%) blur(14px);
    -webkit-backdrop-filter:saturate(140%) blur(14px);
    background:rgba(250,250,247,.78);
    border-bottom:1px solid transparent;
}
.nav.scrolled{
    padding:14px 0;
    background:rgba(250,250,247,.92);
    border-bottom-color:var(--line-soft);
}
.nav-inner{
    display:flex;
    align-items:center;
    justify-content:space-between;
    gap:32px;
}
.brand{
    display:flex;align-items:center;gap:14px;
    font-size:.92rem;font-weight:600;letter-spacing:-.01em;
    color:var(--navy);
}
.brand-mark{
    width:40px;height:40px;
    border-radius:50%;
    background:linear-gradient(135deg,var(--navy),var(--charcoal));
    color:var(--gold);
    display:grid;place-items:center;
    font-family:var(--serif);
    font-size:1.1rem;font-style:italic;font-weight:500;
    flex-shrink:0;
}
.brand-text{display:flex;flex-direction:column;line-height:1.15}
.brand-text small{font-size:.62rem;font-weight:500;letter-spacing:.22em;text-transform:uppercase;color:var(--gold-deep);margin-top:2px}

.nav-links{
    display:flex;align-items:center;gap:6px;
    list-style:none;
}
.nav-links a{
    display:inline-block;
    padding:8px 14px;
    font-size:.82rem;
    font-weight:500;
    letter-spacing:.02em;
    color:var(--slate);
    border-radius:999px;
    position:relative;
}
.nav-links a:hover{color:var(--navy)}
.nav-links a.active{color:var(--navy);font-weight:600}
.nav-links a.active::after{
    content:"";position:absolute;left:14px;right:14px;bottom:2px;
    height:1px;background:var(--gold);
}

.nav-cta{display:none}
@media(min-width:1100px){.nav-cta{display:inline-flex}}

.menu-btn{
    display:none;
    width:42px;height:42px;
    border-radius:50%;
    border:1px solid var(--line);
    background:var(--white);
    align-items:center;justify-content:center;
    flex-direction:column;gap:5px;
}
.menu-btn span{display:block;width:18px;height:1.5px;background:var(--navy);transition:all .3s var(--ease)}
.menu-btn.active span:nth-child(1){transform:translateY(3.5px) rotate(45deg)}
.menu-btn.active span:nth-child(2){transform:translateY(-3px) rotate(-45deg)}

@media(max-width:1024px){
    .nav-links{
        position:fixed;
        top:72px;left:0;right:0;
        flex-direction:column;align-items:stretch;
        background:var(--paper);
        border-top:1px solid var(--line-soft);
        padding:18px 22px 32px;
        transform:translateY(-110%);
        opacity:0;
        transition:all .4s var(--ease);
        max-height:calc(100vh - 72px);
        overflow-y:auto;
        gap:0;
    }
    .nav-links.open{transform:translateY(0);opacity:1}
    .nav-links a{
        padding:14px 8px;
        border-bottom:1px solid var(--line-soft);
        border-radius:0;
        font-size:1rem;
    }
    .nav-links a.active::after{display:none}
    .menu-btn{display:flex}
}

/* ---------- Hero ---------- */
.hero{
    position:relative;
    padding:160px 0 100px;
    overflow:hidden;
    background:var(--paper);
}
.hero::before{
    content:"";position:absolute;inset:0;
    background:
        radial-gradient(70% 60% at 80% 0%,rgba(201,169,97,.10),transparent 60%),
        radial-gradient(50% 40% at 0% 100%,rgba(10,22,40,.04),transparent 60%);
    pointer-events:none;
}
.hero-grid{
    display:grid;
    grid-template-columns:1.15fr 1fr;
    gap:80px;
    align-items:center;
}
.hero-text h1{margin-bottom:28px}
.hero-text .name-line{
    display:block;
    color:var(--navy);
    font-weight:300;
}
.hero-text .name-line.serif{font-style:italic;font-weight:400;color:var(--gold-deep)}
.hero-meta{
    display:flex;align-items:center;gap:18px;
    margin-top:36px;
    padding-top:32px;
    border-top:1px solid var(--line-soft);
}
.hero-meta-item{font-size:.78rem;letter-spacing:.16em;text-transform:uppercase;color:var(--muted);font-weight:600}
.hero-meta-dot{width:4px;height:4px;border-radius:50%;background:var(--gold)}

.hero-image-wrap{
    position:relative;
    aspect-ratio:4/5;
    max-width:520px;
    margin-left:auto;
}
.hero-image-frame{
    position:absolute;inset:0;
    border-radius:8px;
    overflow:hidden;
    background:var(--paper-warm);
    box-shadow:var(--shadow-lg);
}
.hero-image-frame img{
    width:100%;height:100%;
    object-fit:contain;
    object-position:center;
    background:var(--paper-warm);
}
.hero-image-wrap::before{
    content:"";
    position:absolute;
    top:24px;left:-24px;right:24px;bottom:-24px;
    border:1px solid var(--gold);
    border-radius:8px;
    z-index:-1;
}
.hero-image-wrap::after{
    content:"";
    position:absolute;
    top:-12px;right:-12px;
    width:64px;height:64px;
    background:linear-gradient(135deg,var(--gold),var(--gold-deep));
    border-radius:50%;
    opacity:.18;
    filter:blur(2px);
}
.hero-badge{
    position:absolute;
    bottom:-26px;left:-26px;
    background:var(--white);
    padding:18px 22px;
    border-radius:12px;
    box-shadow:var(--shadow-lg);
    display:flex;align-items:center;gap:14px;
    z-index:2;
}
.hero-badge-icon{
    width:42px;height:42px;
    border-radius:50%;
    background:var(--navy);color:var(--gold);
    display:grid;place-items:center;
    font-family:var(--serif);font-size:1.2rem;font-weight:600;
}
.hero-badge-text{display:flex;flex-direction:column;line-height:1.2}
.hero-badge-text strong{color:var(--navy);font-size:.78rem;font-weight:700;letter-spacing:.04em}
.hero-badge-text small{color:var(--muted);font-size:.7rem;letter-spacing:.12em;text-transform:uppercase}

@media(max-width:1024px){
    .hero{padding:130px 0 80px}
    .hero-grid{grid-template-columns:1fr;gap:60px}
    .hero-image-wrap{margin:0 auto;max-width:380px}
    .hero-meta{flex-wrap:wrap;gap:12px}
}

/* ---------- Generic Page Hero ---------- */
.page-hero{
    padding:170px 0 90px;
    background:linear-gradient(180deg,var(--paper) 0%,var(--paper-warm) 100%);
    position:relative;
    overflow:hidden;
    border-bottom:1px solid var(--line-soft);
}
.page-hero::before{
    content:"";
    position:absolute;
    top:0;right:-100px;
    width:500px;height:500px;
    background:radial-gradient(circle,rgba(201,169,97,.10),transparent 70%);
    pointer-events:none;
}
.page-hero-inner{position:relative;z-index:1;max-width:880px}
.page-hero h1{margin-bottom:24px}
.crumbs{
    display:flex;align-items:center;gap:10px;
    font-size:.74rem;letter-spacing:.18em;text-transform:uppercase;
    color:var(--muted);margin-bottom:22px;
}
.crumbs a:hover{color:var(--navy)}
.crumbs-sep{color:var(--gold);font-size:.6rem}

@media(max-width:768px){.page-hero{padding:130px 0 64px}}

/* ---------- Pillar / feature cards ---------- */
.grid-3{display:grid;grid-template-columns:repeat(3,1fr);gap:28px}
.grid-2{display:grid;grid-template-columns:repeat(2,1fr);gap:28px}
.grid-4{display:grid;grid-template-columns:repeat(4,1fr);gap:24px}

@media(max-width:980px){.grid-3,.grid-4{grid-template-columns:repeat(2,1fr)}}
@media(max-width:640px){.grid-2,.grid-3,.grid-4{grid-template-columns:1fr;gap:18px}}

.card{
    background:var(--white);
    border:1px solid var(--line-soft);
    border-radius:var(--r-md);
    padding:36px 32px;
    transition:all .5s var(--ease);
    position:relative;
    overflow:hidden;
}
.card::before{
    content:"";
    position:absolute;
    top:0;left:0;right:0;
    height:1px;
    background:linear-gradient(90deg,transparent,var(--gold),transparent);
    opacity:0;
    transition:opacity .4s var(--ease);
}
.card:hover{
    transform:translateY(-4px);
    border-color:var(--line);
    box-shadow:var(--shadow-md);
}
.card:hover::before{opacity:1}
.card-num{
    font-family:var(--serif);
    font-style:italic;
    color:var(--gold-deep);
    font-size:1.1rem;
    margin-bottom:18px;
    display:block;
}
.card h3{margin-bottom:14px;color:var(--navy)}
.card p{font-size:.96rem;color:var(--slate)}
.card-icon{
    width:54px;height:54px;
    border-radius:14px;
    background:linear-gradient(135deg,var(--paper-warm),var(--white));
    border:1px solid var(--line);
    color:var(--gold-deep);
    display:grid;place-items:center;
    margin-bottom:24px;
    font-family:var(--serif);
    font-size:1.4rem;
    font-weight:600;
}

/* ---------- Stats / Counters ---------- */
.stats{
    display:grid;
    grid-template-columns:repeat(4,1fr);
    gap:0;
    border-top:1px solid var(--line);
    border-bottom:1px solid var(--line);
}
.stat{
    padding:48px 28px;
    text-align:left;
    border-right:1px solid var(--line);
    position:relative;
}
.stat:last-child{border-right:none}
.stat-num{
    font-size:clamp(2.4rem,4.4vw,3.6rem);
    font-weight:200;
    color:var(--navy);
    line-height:1;
    letter-spacing:-.04em;
    display:flex;align-items:baseline;gap:4px;
}
.stat-num .plus,.stat-num .unit{color:var(--gold);font-size:.5em;font-weight:300}
.stat-label{
    font-size:.74rem;
    font-weight:600;
    letter-spacing:.22em;
    text-transform:uppercase;
    color:var(--muted);
    margin-top:14px;
}
@media(max-width:780px){
    .stats{grid-template-columns:repeat(2,1fr)}
    .stat{padding:32px 18px}
    .stat:nth-child(2){border-right:none}
    .stat:nth-child(1),.stat:nth-child(2){border-bottom:1px solid var(--line)}
}

/* ---------- Quote / Pull-out ---------- */
.pullquote{
    padding:80px 0;
    background:var(--navy);
    color:var(--white);
    position:relative;
    overflow:hidden;
}
.pullquote::before{
    content:"";
    position:absolute;
    inset:0;
    background:
        radial-gradient(60% 80% at 80% 50%,rgba(201,169,97,.10),transparent 60%),
        radial-gradient(40% 60% at 0% 100%,rgba(201,169,97,.05),transparent 70%);
}
.pullquote-inner{position:relative;text-align:center;max-width:880px;margin:0 auto}
.pullquote .mark{
    font-family:var(--serif);
    font-size:5rem;
    color:var(--gold);
    line-height:.4;
    margin-bottom:18px;
    display:inline-block;
}
.pullquote blockquote{
    font-family:var(--serif);
    font-size:clamp(1.6rem,3vw,2.4rem);
    font-style:italic;
    font-weight:400;
    line-height:1.32;
    color:var(--white);
    margin:0 0 28px;
    letter-spacing:-.01em;
}
.pullquote cite{
    display:block;
    font-style:normal;
    font-size:.78rem;
    letter-spacing:.28em;
    text-transform:uppercase;
    color:var(--gold-soft);
    font-weight:600;
}

/* ---------- Split / Two-up ---------- */
.split{
    display:grid;
    grid-template-columns:1fr 1fr;
    gap:80px;
    align-items:center;
}
.split-image{
    aspect-ratio:4/5;
    background:var(--paper-warm);
    border-radius:8px;
    overflow:hidden;
    box-shadow:var(--shadow-md);
    position:relative;
}
.split-image img{
    width:100%;height:100%;
    object-fit:contain;
    background:var(--paper-warm);
}
@media(max-width:980px){.split{grid-template-columns:1fr;gap:48px}}

/* ---------- Lists ---------- */
.feature-list{list-style:none;display:flex;flex-direction:column;gap:18px;margin-top:24px}
.feature-list li{
    display:flex;align-items:flex-start;gap:16px;
    padding:16px 0;
    border-bottom:1px solid var(--line-soft);
    font-size:.98rem;
    color:var(--charcoal);
}
.feature-list li:last-child{border-bottom:none}
.feature-list li::before{
    content:"";
    flex-shrink:0;margin-top:11px;
    width:6px;height:6px;border-radius:50%;
    background:var(--gold);
}
.feature-list strong{color:var(--navy);display:block;margin-bottom:4px;font-weight:600;font-size:.92rem;letter-spacing:.04em}

.bullet-list{list-style:none;display:flex;flex-direction:column;gap:14px}
.bullet-list li{
    display:flex;align-items:flex-start;gap:14px;
    color:var(--slate);
}
.bullet-list li::before{
    content:"—";
    color:var(--gold);
    flex-shrink:0;
    font-weight:600;
}

/* ---------- Timeline ---------- */
.timeline{
    position:relative;
    padding-left:32px;
    border-left:1px solid var(--line);
}
.tl-item{
    position:relative;
    padding:0 0 56px 36px;
}
.tl-item:last-child{padding-bottom:0}
.tl-item::before{
    content:"";
    position:absolute;
    left:-7px;top:6px;
    width:13px;height:13px;
    border-radius:50%;
    background:var(--paper);
    border:2px solid var(--gold);
    box-shadow:0 0 0 4px var(--paper);
}
.tl-year{
    font-family:var(--serif);font-style:italic;
    color:var(--gold-deep);font-size:1.1rem;font-weight:500;
    margin-bottom:8px;
}
.tl-item h4{margin-bottom:10px}
.tl-item p{font-size:.96rem}

/* ---------- Industry / chips ---------- */
.chip-row{display:flex;flex-wrap:wrap;gap:10px;margin-top:24px}
.chip{
    display:inline-flex;align-items:center;gap:8px;
    padding:10px 18px;
    border-radius:999px;
    background:var(--white);
    border:1px solid var(--line);
    font-size:.82rem;
    font-weight:500;
    color:var(--charcoal);
    transition:all .3s var(--ease);
}
.chip:hover{border-color:var(--gold);color:var(--navy);transform:translateY(-1px)}
.chip-dot{width:6px;height:6px;border-radius:50%;background:var(--gold)}

/* ---------- Insights / article cards ---------- */
.article{
    display:flex;flex-direction:column;
    background:var(--white);
    border:1px solid var(--line-soft);
    border-radius:var(--r-md);
    overflow:hidden;
    transition:all .5s var(--ease);
    height:100%;
}
.article:hover{transform:translateY(-4px);border-color:var(--line);box-shadow:var(--shadow-md)}
.article-tag{
    display:inline-block;
    font-size:.68rem;
    letter-spacing:.24em;
    text-transform:uppercase;
    font-weight:600;
    color:var(--gold-deep);
    margin-bottom:18px;
}
.article-body{padding:36px 32px;display:flex;flex-direction:column;gap:14px;flex:1}
.article h3{font-size:1.32rem;font-weight:500;color:var(--navy);line-height:1.28}
.article p{color:var(--slate);font-size:.96rem;flex:1}
.article-foot{
    display:flex;align-items:center;justify-content:space-between;
    margin-top:14px;padding-top:18px;border-top:1px solid var(--line-soft);
    font-size:.74rem;letter-spacing:.18em;text-transform:uppercase;
    color:var(--muted);font-weight:600;
}
.article-foot .arr{color:var(--navy);font-size:1rem}

/* ---------- Form ---------- */
.form{display:grid;grid-template-columns:repeat(2,1fr);gap:22px}
.form-row{grid-column:1/-1}
.field{display:flex;flex-direction:column;gap:8px}
.field label{
    font-size:.72rem;letter-spacing:.22em;text-transform:uppercase;
    color:var(--muted);font-weight:600;
}
.field input,.field textarea,.field select{
    width:100%;
    padding:14px 0;
    font-family:inherit;font-size:1rem;color:var(--charcoal);
    background:transparent;
    border:none;border-bottom:1px solid var(--line);
    transition:all .3s var(--ease);
}
.field input:focus,.field textarea:focus,.field select:focus{
    outline:none;border-bottom-color:var(--navy);
}
.field textarea{min-height:120px;resize:vertical;padding:14px 0}
.form-status{font-size:.88rem;color:var(--gold-deep);min-height:1.4em;font-style:italic}
@media(max-width:640px){.form{grid-template-columns:1fr}}

/* ---------- Contact card ---------- */
.contact-card{
    background:var(--navy);
    color:var(--white);
    padding:48px 40px;
    border-radius:var(--r-lg);
    display:flex;flex-direction:column;gap:24px;
    position:relative;overflow:hidden;
}
.contact-card::before{
    content:"";position:absolute;inset:0;
    background:radial-gradient(60% 80% at 100% 0%,rgba(201,169,97,.18),transparent 60%);
    pointer-events:none;
}
.contact-card *{position:relative}
.contact-card h3{color:var(--white)}
.contact-card .contact-row{display:flex;align-items:flex-start;gap:18px;padding:14px 0;border-bottom:1px solid rgba(255,255,255,.12)}
.contact-card .contact-row:last-child{border-bottom:none}
.contact-card .ico{
    flex-shrink:0;width:38px;height:38px;border-radius:50%;
    background:rgba(201,169,97,.18);color:var(--gold);
    display:grid;place-items:center;font-family:var(--serif);font-style:italic;
}
.contact-card .ico svg{width:16px;height:16px}
.contact-card .l{font-size:.7rem;letter-spacing:.22em;text-transform:uppercase;color:var(--gold-soft);font-weight:600}
.contact-card .v{color:var(--white);font-size:.98rem;font-weight:400;margin-top:2px;display:block}

/* ---------- CTA strip ---------- */
.cta-strip{
    background:var(--paper-warm);
    padding:80px 0;
    border-top:1px solid var(--line-soft);
    border-bottom:1px solid var(--line-soft);
}
.cta-inner{
    display:flex;align-items:center;justify-content:space-between;gap:40px;
    flex-wrap:wrap;
}
.cta-inner h2{font-size:clamp(1.6rem,2.6vw,2.4rem);max-width:680px}

/* ---------- Footer ---------- */
.footer{
    background:var(--navy-deep);
    color:rgba(255,255,255,.62);
    padding:80px 0 32px;
    position:relative;
    overflow:hidden;
}
.footer::before{
    content:"";position:absolute;inset:0;
    background:radial-gradient(80% 60% at 50% -20%,rgba(201,169,97,.08),transparent 60%);
}
.footer-inner{position:relative}
.footer-grid{
    display:grid;
    grid-template-columns:1.6fr 1fr 1fr 1fr;
    gap:48px;
    margin-bottom:64px;
}
.footer h5{color:var(--gold);margin-bottom:22px;font-size:.74rem}
.footer p,.footer a{color:rgba(255,255,255,.62);font-size:.92rem}
.footer a:hover{color:var(--gold)}
.footer-brand{font-family:var(--sans);font-weight:300;font-size:1.4rem;color:var(--white);margin-bottom:16px;letter-spacing:-.02em}
.footer-brand .gold{color:var(--gold);font-style:italic;font-family:var(--serif)}
.footer-list{list-style:none;display:flex;flex-direction:column;gap:12px}
.footer-bottom{
    border-top:1px solid rgba(255,255,255,.08);
    padding-top:28px;
    display:flex;justify-content:space-between;align-items:center;flex-wrap:wrap;gap:18px;
    font-size:.78rem;
    color:rgba(255,255,255,.42);
}
.footer-bottom a{color:rgba(255,255,255,.62)}
.footer-bottom a:hover{color:var(--gold)}
.creaa-credit{
    display:flex;align-items:center;gap:10px;
    font-size:.78rem;letter-spacing:.04em;
}
.creaa-credit a{color:var(--gold);font-weight:500;border-bottom:1px solid transparent;transition:border-color .3s var(--ease)}
.creaa-credit a:hover{border-bottom-color:var(--gold)}
@media(max-width:880px){
    .footer-grid{grid-template-columns:1fr 1fr;gap:40px}
}
@media(max-width:520px){
    .footer-grid{grid-template-columns:1fr}
    .footer-bottom{flex-direction:column;align-items:flex-start;gap:14px}
}

/* ---------- Reveal animations ---------- */
.reveal{opacity:0;transform:translateY(28px);transition:opacity .9s var(--ease-out),transform .9s var(--ease-out)}
.reveal.in{opacity:1;transform:translateY(0)}
.reveal-d1{transition-delay:.08s}
.reveal-d2{transition-delay:.16s}
.reveal-d3{transition-delay:.24s}
.reveal-d4{transition-delay:.32s}

/* ---------- Section divider ---------- */
.divider{
    width:60px;
    height:1px;
    background:var(--gold);
    margin:0 auto 28px;
    opacity:.7;
}
.divider.left{margin-left:0;margin-right:auto}

/* ---------- Section header center ---------- */
.sec-head{text-align:center;max-width:740px;margin:0 auto 80px}
.sec-head .section-sub{margin:0 auto;color:var(--slate)}
.sec-head.left{text-align:left;margin-left:0}

/* ---------- Highlight strip / grid ---------- */
.highlight{
    display:grid;
    grid-template-columns:1fr 1fr;
    gap:1px;
    background:var(--line-soft);
    border:1px solid var(--line-soft);
    border-radius:var(--r-md);
    overflow:hidden;
}
.highlight > div{padding:48px 40px;background:var(--white)}
@media(max-width:780px){.highlight{grid-template-columns:1fr}}

/* ---------- Print / accessibility ---------- */
:focus-visible{outline:2px solid var(--gold);outline-offset:3px;border-radius:4px}

@media (prefers-reduced-motion: reduce){
    *,*::before,*::after{animation-duration:.001s !important;transition-duration:.001s !important}
    .reveal{opacity:1;transform:none}
}

/* ---------- Page-specific (gate) ---------- */
.gate{
    min-height:100vh;
    display:grid;place-items:center;
    background:radial-gradient(120% 80% at 50% 0%,#0c1a30 0%,#050d1a 60%,#020611 100%);
    color:var(--white);
    padding:40px 22px;
    overflow:hidden;
    position:relative;
}
.gate::before{
    content:"";
    position:absolute;
    inset:0;
    background:
        radial-gradient(40% 60% at 80% 20%,rgba(201,169,97,.12),transparent 60%),
        radial-gradient(40% 60% at 20% 80%,rgba(201,169,97,.06),transparent 60%);
    pointer-events:none;
}
.gate-shape{
    position:absolute;
    width:600px;height:600px;
    border-radius:50%;
    background:radial-gradient(circle,rgba(201,169,97,.10),transparent 60%);
    filter:blur(40px);
    pointer-events:none;
    animation:floaty 14s ease-in-out infinite;
}
.gate-shape.s1{top:-180px;right:-180px}
.gate-shape.s2{bottom:-180px;left:-180px;animation-delay:-7s}
@keyframes floaty{
    0%,100%{transform:translate(0,0) scale(1)}
    50%{transform:translate(20px,-20px) scale(1.05)}
}
.gate-card{
    position:relative;
    width:100%;max-width:480px;
    background:rgba(255,255,255,.04);
    border:1px solid rgba(201,169,97,.18);
    backdrop-filter:blur(22px) saturate(140%);
    -webkit-backdrop-filter:blur(22px) saturate(140%);
    border-radius:24px;
    padding:48px 40px;
    text-align:center;
    box-shadow:0 30px 80px rgba(0,0,0,.5);
    z-index:1;
    animation:gateUp .9s var(--ease-out) both;
}
@keyframes gateUp{from{opacity:0;transform:translateY(24px)}to{opacity:1;transform:translateY(0)}}
.gate-mark{
    width:64px;height:64px;
    margin:0 auto 24px;
    border-radius:50%;
    background:linear-gradient(135deg,var(--gold),var(--gold-deep));
    color:var(--navy-deep);
    display:grid;place-items:center;
    font-family:var(--serif);font-size:1.6rem;font-weight:600;font-style:italic;
    box-shadow:0 12px 40px rgba(201,169,97,.4);
}
.gate-card h1{font-size:2rem;color:var(--white);margin-bottom:10px;font-weight:300;letter-spacing:-.02em}
.gate-card .sub{color:rgba(255,255,255,.62);font-size:.96rem;margin-bottom:36px;font-weight:300}
.gate-input-wrap{position:relative;margin-bottom:18px}
.gate-input{
    width:100%;
    padding:18px 22px;
    background:rgba(0,0,0,.25);
    border:1px solid rgba(255,255,255,.12);
    border-radius:14px;
    color:var(--white);
    font-family:inherit;font-size:1rem;
    letter-spacing:.04em;
    text-align:center;
    transition:all .35s var(--ease);
}
.gate-input::placeholder{color:rgba(255,255,255,.32);letter-spacing:.18em;text-transform:uppercase;font-size:.8rem}
.gate-input:focus{
    outline:none;
    border-color:var(--gold);
    background:rgba(0,0,0,.36);
    box-shadow:0 0 0 4px rgba(201,169,97,.14);
}
.gate-btn{
    width:100%;
    padding:16px 22px;
    border-radius:14px;
    background:linear-gradient(135deg,var(--gold),var(--gold-deep));
    color:var(--navy-deep);
    font-weight:700;
    letter-spacing:.18em;text-transform:uppercase;font-size:.78rem;
    transition:all .35s var(--ease);
    cursor:pointer;
}
.gate-btn:hover{transform:translateY(-2px);box-shadow:0 14px 30px rgba(201,169,97,.4)}
.gate-btn:active{transform:translateY(0)}
.gate-msg{
    margin-top:18px;
    font-size:.82rem;
    color:#ff8a8a;
    min-height:1.4em;
    opacity:0;
    transition:opacity .3s ease;
}
.gate-msg.ok{color:var(--gold-soft)}
.gate-msg.show{opacity:1}
.gate.shake .gate-card{animation:gshake .5s var(--ease)}
@keyframes gshake{
    0%,100%{transform:translateX(0)}
    20%{transform:translateX(-10px)}
    40%{transform:translateX(10px)}
    60%{transform:translateX(-6px)}
    80%{transform:translateX(6px)}
}
.gate-foot{
    position:absolute;
    bottom:24px;left:0;right:0;
    text-align:center;
    font-size:.72rem;
    letter-spacing:.18em;text-transform:uppercase;
    color:rgba(255,255,255,.32);
    z-index:1;
}
.gate-foot a{color:var(--gold-soft)}

/* ---------- Numbered process ---------- */
.process-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:0;border-top:1px solid var(--line);border-bottom:1px solid var(--line)}
.process-step{padding:40px 28px;border-right:1px solid var(--line);position:relative}
.process-step:last-child{border-right:none}
.process-step .num{font-family:var(--serif);font-style:italic;color:var(--gold-deep);font-size:1.2rem;margin-bottom:14px;display:block}
.process-step h4{margin-bottom:10px;color:var(--navy)}
.process-step p{font-size:.92rem;color:var(--slate)}
@media(max-width:880px){
    .process-grid{grid-template-columns:repeat(2,1fr)}
    .process-step{border-right:none;border-bottom:1px solid var(--line)}
    .process-step:nth-child(odd){border-right:1px solid var(--line)}
}
@media(max-width:520px){
    .process-grid{grid-template-columns:1fr}
    .process-step{border-right:none}
}

/* ---------- Mini banner / panel ---------- */
.panel{
    background:var(--white);
    border:1px solid var(--line-soft);
    border-radius:var(--r-md);
    padding:48px;
    box-shadow:var(--shadow-sm);
}
.panel-dark{background:var(--navy);color:var(--white);border:none}
.panel-dark h3,.panel-dark h2{color:var(--white)}
.panel-dark p{color:rgba(255,255,255,.7)}

/* ---------- Pretty horizontal rule ---------- */
hr.fancy{
    border:none;height:1px;
    background:linear-gradient(90deg,transparent,var(--gold),transparent);
    margin:64px 0;
}

/* ---------- Image bands (object-fit contain everywhere) ---------- */
.image-band{
    background:var(--paper-warm);
    aspect-ratio:16/8;
    overflow:hidden;
    border-radius:var(--r-md);
}
.image-band img{
    width:100%;height:100%;
    object-fit:contain;
    background:var(--paper-warm);
}

/* small text helpers */
.text-center{text-align:center}
.muted{color:var(--muted)}
.gold{color:var(--gold-deep)}
.dark-bg{background:var(--navy);color:var(--white)}
.dark-bg h1,.dark-bg h2,.dark-bg h3,.dark-bg h4{color:var(--white)}
.dark-bg p{color:rgba(255,255,255,.7)}
.dark-bg .eyebrow{color:var(--gold)}
.dark-bg .feature-list li{border-color:rgba(255,255,255,.1);color:rgba(255,255,255,.85)}
.dark-bg .feature-list strong{color:var(--white)}